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MemberGuard is a fully-reinsured property and casualty pool for California water entities.

Serviced by Glatfelter Public Entities, MemberGuard provides the same best-in-class coverage that water entities have appreciated and associated with Glatfelter, along with potentially even greater cost savings and access to California Rural Water Association (CRWA) specialized training and services. The new partnership between CRWA and Glatfelter provides members with the combined strengths of a powerful water industry association/advocate and best-in-class coverage administered by one of the nation’s premier program managers.

Eligibility requirements:

  • Must be a California water entity (public or mutual) that treats, stores or distributes water
  • Membership in CRWA
Experienced Team of Specialists



The California Rural Water Association is the state's leading association, providing on-site technical assistance and specialized training for rural water and wastewater systems.



We are accepting applications for eligible California water entities. View current eligibility and download the application to apply today. Workers' Compensation is available separately. Apply today.



As the nation’s premier public entity program manager, Glatfelter Public Entities provides insurance and risk management solutions for more than 4,000 public entities.

Contact Us

Dustin Hardwick
California Rural Water Risk Management Authority (CRWRMA) MemberGuard
Executive Director
Email Dustin

Karen Laeger, CIC, AU
Sales Executive
800.233.1957 ext. 7926
Email Karen


Talk to Us


183 Leader Heights Road
York, PA 17402

Mailing Address:

PO Box 2726
York, PA 17405

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